How we help successful women+ understand the secret to investing...

Hi, we're Laurie-Anne & Britt,

Here's the brutal truth about money...

If we can't manage $1,000, we can't manage $10,000. And if we can't manage $10,000, we definitely can't manage $1,000,000!

The thing is... to learn to invest money, first we have to address our relationships to money.

You know - the thoughts, beliefs, and assumptions that we ALL have about money. That we never talk about!

Some women+ are embarrassed that they don't understand investing in the stock market.

Some women+ try to budget, but can't stick to it and blame themselves.

Some women+ are ashamed by how much student debt they have.

If this is you... it's NOT YOUR FAULT! No one taught us about personal finance or how to manage our money.

But now it's time to take control... it's time to learn the secret to investing money...

Using our "Aligned Money Method" - a simple, step-by-step approach to managing and investing money that we learned after years and years of practice...

Join us to learn the secrets to investing money that the wealthy don't want you to know about in this free MasterClass!

Dr. Resi paid $10k of debt!

Marie increased her net worth by $10k in 4 months!

Charlotte invested for the first time!

Sharon paid off over $72k in 3mos!

Meg paid off $31k in 4mos!

Christy paid off over $9k in 30 days!

Ashley increased her net worth over $14k in 4 months!

Joanne saved over $70k on her mortgage!

$43k in debt — gone!

No more credit card debt!

In her first 30 days, Jamie saved her family over $5k!

Million Dollar Year

In celebration of Self-Care September — enroll in Million Dollar Year and save 50% for a limited time!
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Is Million Dollar Year right for you? Hear from our clients!

Jenn is a single mom who paid off thousands of dollars of debt.

Kathryn increased her savings by $63k.

Kate took control of her finances in her 60s.

Enroll Now!

You wish you felt in control of your money, but right now, you're...

Always stressed and anxious about money. You swore you'd never stress about money like your parents did, but the same pattern is repeating. You want to enjoy life, but money is a huge source of anxiety. 

Afraid to look at your credit card bills. Every time you pay off some debt, it just comes right back. You've started to avoid even checking your balances because it makes you feel trapped and anxious.

Not sure where to get started. You know saving and investing is the key to building wealth, but it's overwhelming so you just keep putting it off until tomorrow...

If that sounds familiar, you’re not alone.

Did you know women are five times more likely to live paycheck to paycheck than men?

Women invest later in life and invest less money, making us 80% more likely to be impoverished in retirement.

60% of women have reported working more than one job to make ends meet, compared to just 32% of men.

Women hold nearly 66% of all student loan debt in the US, even though they only make up 56% of students.

Even though women have more financial mobility than any other time in history, our financial education hasn't caught up.

The good news is that change is possible.

Personal finance is LEARNABLE.

It's simply a skillset that one on ever taught you. Until now...

What if you had a proven, step-by-step system to…

You don't need to be "good at math," win the lottery, or know which stocks to pick to transform your finances.

Eliminate debt
for good.

Build up your savings and have financial peace of mind

Invest and grow your money passively

What if you had...

Coaches to answer your questions along the way, help you out when you get stuck, and remind you that you can do it?

A community of women+ building their own investment portfolios alongside you to inspire and encourage you?

A step-by-step process to teach you exactly what you need to know, each step of the way, to get started?

Wouldn’t you be far more likely to achieve your financial goals much faster?

Wouldn’t it make a difference if you didn’t have to try to figure it out alone?  

Introducing...

A 12-month group coaching program to transform your financial future!

Enroll Now!

In Million Dollar Year, we’ve helped over 16,000 women+ pay off debt and build wealth faster than they ever imagined possible.

Imagine your life after
Million Dollar Year…

100% Satisfaction Guarantee

Join Million Dollar Year today. If you don’t absolutely love our curriculum, coaching, and community, simply send an email to hello@dowjanes.com within 10 days of enrollment and we’ll refund 100% of your purchase.

Imagine how light and free you'll feel once you pay off your last debt...

Imagine how secure you’ll feel knowing you have savings…

Imagine how excited you’ll feel watching your wealth grow each day!

Prefer to read instead of watching a video?

Here’s an overview of what’s included in Million Dollar Year…

100% Satisfaction Guarantee

Join Million Dollar Year today. If you don’t absolutely love our curriculum, coaching, and community, simply send an email to hello@dowjanes.com within 10 days of enrollment and we’ll refund 100% of your purchase.

Our clients come from the U.S., Canada, Australia, the U.K., and all around the world!

The entire program is digital so you can access it from anywhere through our private course portal. As long as you have an Internet connection, you can join us! And you'll never miss a beat: you can go at your own pace and you'll get 12-months access to the full program.

What's included in Million Dollar Year?

Watch this video for an overview of the step-by-step Million Dollar Year curriculum:

Watch this video for a “behind the scenes” peek at our course portal and community:

Curriculum Phase 1

Implement a New Financial Foundation

Commit. Heal. Ground. 

In the first phase of Million Dollar Year, you will focus on laying a rock-solid financial foundation.

  • Develop a pleasurable weekly money ritual that leaves you feeling good and completely on top of your finances.
  • Improve your relationship with money and heal your mindset and emotional blocks using Positive Psychology principles.
  • Create a tracking system that gives you complete clarity.

Aim. Save. Design. Enjoy

In the second phase of Million Dollar Year, you will implement the Aligned Money Method as you set your vision, establish monthly targets, create a budget, and align your budget to your personal values.

  • Should you pay off debt, save, or invest first? By the end of phase 2, you’ll know exactly which goal to focus on, in the right order.
  • Increase your monthly savings to 20% or higher.
  • Set up auto-savings and easy budgeting.
  • Spend in alignment with your personal values.

Curriculum Phase 2

The Aligned Money Method

Protect. Borrow. Plan. Invest. Give.

In the third phase of Million Dollar Year, you’ll save for emergencies, plan for retirement, and start investing.

  • Learn how to boost your credit score.
  • Save an emergency fund to protect yourself.
  • Know exactly how much you need to save for retirement.
  • Start investing your money and earning passive income.
  • Create your philanthropic plan (now you can afford to give!)

Curriculum Phase 3

Build Wealth

  • Detailed workbook for each step of the program and clear action items laid out for you 
  • Bite-sized, mobile-friendly videos so it is easy to get started, do a bit at a time and come back to it 
  • Plus, every spreadsheet you need, including our proprietary financial tracker (our clients love it so much, they’ve asked for t-shirts saying “I love my tracker!”)
  • Increase your monthly savings to 20% or higher.
  • Set up auto-savings and easy budgeting.
  • Spend in alignment with your personal values.

PLUS — all the tools, templates, and spreadsheets you need!

Coaching

Drop-In Office Hours - Group Q&A with a Financial Coach

Get instant access to our drop-in office hours calls with our financial coaches + session replay.s

  • Get answers to your most pressing financial questions about paying off debt, budgeting, saving, and investing. 
  • Sessions are held multiple times per week.
  • We record every call. You can submit your question in advance and have it answered by a coach even if you’re not able to attend live. We even timestamp the recording for you so it’s easy to find the answer to your question later!

Meet Your New Money-Savvy Friends!

Private Community

  • Access to our exclusive, private community, where our coaches and members hang out.
  • Share wins, get unstuck, and get support between coaching calls.
  • Connect with other women, have honest conversations about money, and get support reaching your goals.
  • We really care for each other in our community — this is a positive, judgement-free space where you’ll never feel alone on your money journey again

Bonuses!

Bonus #1: Money Finder Series

Three actionable resources to help you find extra money fast and reach your financial goals faster; includes Sell Your Stuff For Cash, The $1,000 Month, and a Detailed Expense Audit.

Bonus #2: Dow Janes Training Vault

Get access to 50+ mini-courses, workshops and trainings on topics like Manage Your Business Finances, Finance in Partnership, Navigating Finances in Divorce, Creating Generational Wealth, and more! 

Bonus #3: Negotiation Scripts

Get access to our Negotiations Training that Britt Baker (co-founder and CEO of Dow Janes) learned at Harvard Business School. You’ll get our exact scripts to help you lower bills, negotiate debt, get fees refunded, and negotiate a raise at work!

As a bonus, you’ll get access to our Dow Janes Vault of 25+ trainings to help you fast track your progress, including…

Million Dollar Year was created by two female investors in their 30s with a collective net wealth of over $6 million+

Britt Williams Baker (Co-Founder of Dow Janes) is a Harvard Business School graduate, expert investor, and minimalist money coach. After losing $10K from her first stock market investment, she went on to build a $3M+ investment portfolio before age 35. Using her 10 years of investing experience, she teaches a values-aligned approach to investing designed specifically to help women+ build wealth.

Laurie-Anne King (Co-Founder of Dow Janes) is a financial empowerment coach and serial entrepreneur who paid off $40k+ in personal debt and built a net wealth of over $3 million. Her mission in life is to teach other women+ how to create the lives of their dreams. Through her mindset coaching and holistic approach to money she empowers women+ to overcome their investing fears and see themselves as worthy of wealth.

Meet Your Mentors

Welcome to the Dow Janes family

Dow Janes started as an investing club in Britt’s living room where friends would gather, kick off their shoes, and talk about money. Since then, Dow Janes has grown into an online movement spanning millions of people, including over 400,000 women+ who have taken our free online classes, and over 16,000 women+ who have worked with us inside of our programs to transform their lives and finances. The world is a better place when women+ have money and we’re here to help you every step of the way. 

Will you be our next Million Dollar Year Success story?

Ready to get started?

Enroll Now!

I feel like getting control of my finances is going to be… difficult. Can I really do it?

Yes. Yes. And yes—you can! We’ve helped hundreds of women+ from all different backgrounds & financial situations take control of their finances. And you’re not alone in feeling like getting control of your finances is hard. The world of finances feels tricky to women+ because we’ve never had a seat at the table. We haven’t been given the tools to learn how to make informed financial decisions and create healthy habits. So if it feels hard, it’s because it’s new, and learning new things can be intimidating. But we’re here to help you every step of the way. And with our signature curriculum, built-in program support, and a community of other women+ on the same journey with you, we’re certain you can do it.


I’ve never been a numbers person. Can I take control of my finances?

If you’ve never been a numbers person, we have great news for you. Financial health is not all about numbers. It’s about personal development, mindset, planning, imagination, and creating good habits. Don’t let the numbers intimidate you—we’ve got tons of checklists, spreadsheets, budgeting docs, and calculators designed to do the heavy numbers lifting for you so you can enjoy the journey and finally take control of your finances.


I’m a beginner. Is the information in the course too advanced for me?

No! Our comprehensive curriculum is designed to teach you everything you need to know about your finances to totally transform your financial future. Even if you’ve never used a budgeting tool before or have yet to open an investment account, we have every step clearly laid out for you. Beginners are absolutely welcome here and encouraged to join. You definitely won’t be the only one!


Do I really need to do this for the whole year?

The Million Dollar Year is a 12-month program for two main reasons. First, it’s a comprehensive program that covers everything from healing your money identity, to setting up a savings account, to investing your money to build wealth. We truly aim to make this the year that’ll transform your financial future forever. Second, we believe that commitment is a necessary ingredient for success. Financial self-care is just like other forms of self-care. And you wouldn’t go for a jog once a month and expect to be able to run a marathon. Self-care practices take commitment, and financial self-care is no different. To answer your question more directly: No! You can zip through the curriculum and be done in a few weeks, or you can take your time to learn the skills, practices, and habits to spend thoughtfully, save systematically, and invest confidently.


How long do I have access to this program?

You have access to the life-changing curriculum inside The Million Dollar year for 12-months. In the Group and Private Coaching programs, your financial coaches will be inside to support you in our coaching calls and in the conversations throughout the program. After the end of the 12 months, you can continue to have access to the curriculum, calls, and community for a reduced monthly price.


I want to invest my money, but isn’t investing risky?

Investing your money is risky when you invest blindly. Inside The Million Dollar Year, you’ll learn not only why and how to invest but how to do it safely to reduce risk while building wealth and financial stability for you and your family’s future.


What if I can’t afford The Million Dollar Year?

We offer a premium curriculum, as well as coaching from proven financial and investment experts, inside the Million Dollar Year. The investment into the program is less than 1 meeting with a financial advisor and gives you all the information and tools you need to grow your net worth to one million dollars. Members routinely find ways to increase their savings by hundreds of dollars per month by following our curriculum. If you need to first focus on increasing your income, we also include a bonus course called The $1,000 Month that teaches you how to increase your income by $1,000 each month. If you have any other questions, please email us at hello@dowjanes.com


Can you remind me what I get inside of The Million Dollar Year?

Yup! In this complete one-stop-shop financial education program you’ll get:

The 3-Phase Curriculum with every single step you need to:

  • Build a new financial foundation
  • Create a simple, sustainable money management system
  • Create a stable future, build wealth, & learn to invest

Tools for the mindset work you need to heal your money story & rewrite your financial future

  • Every single calculator, tracker, planners and template you need, like:
  • Weekly Money Ritual Checklist to set yourself up for consistent success
  • Uncovering Your Money Past Workbook to start the process of healing your money story
  • Personal Cash Flow Tracker so you can easily track every dollar coming in and going out
  • Financial Snapshot Worksheet so you can get an accurate picture of exactly where you are today
  • Expense Audit Cheat Sheet so you can get a bird’s-eye-view of your bills and expenses.
  • Spend Less than You Make Formula so you can calculate what you’re bringing in and what you’re spending.
  • Pay Off High-Interest Debt Plan to finally make a plan to pay off your high-interest debt.
  • Save to Invest Method to calculate exactly how much you should save to put toward future investments.
  • Auto-Save System Workbook to help you set up an automatic savings system.
  • Budgeting Spreadsheet & Savings Finder System to make crunching monthly numbers and setting up a budget easier than ever.
  • Living in Alignment with Your Values Workbook so you can achieve clarity on how to use money in alignment with your core values.
  • Save an Emergency Fund Action Plan so you can build an emergency fund and be prepared for unexpected emergencies or expenses.
  • Understanding Debt & Credit to get clear on how some kinds of debt are better than others (and to find out what kind of debt yours is!)
  • Healthy Credit Score Checklist so you understand how to increase your credit score
  • Plan for Retirement Workbook & Calculator to set yourself up for your ideal retirement life right now
  • Create Your Investment Plan so you have a concrete plan to invest your money and start building wealth
  • Create Your Philanthropic Plan so you can create a plan to give back to your community, a movement that you believe in, or a cause that inspires you

GROUP COACHING ALSO INCLUDES

  • Expert financial & investment coaching on weekly office hours calls
  • Monthly workshops led by experts on topics like student loans, real estate investing, managing business finances
  • An exclusive and empowering private member community


What if I have to put this on a credit card?

This is tricky. Obviously, we don’t support going into debt – ESPECIALLY credit card debt. (Seriously – don’t get me started.) But if this is the VERY last thing you’ll charge to your credit card without knowing how you’ll pay for it…then we are a whole-hearted YES to that decision.. We say this because we know what can happen. We would NEVER tell you to put something on your credit card if we didn’t know that you could get an instant return on your investment. But that’s exactly what Million Dollar Year is. We’ve seen it over and over again - women with $10,000 of debt put Million Dollar Year on their credit card and just a few months later they’ve paid off over $72,000 of debt. Instant return. It’s an investment that pays for itself, over and over again. So get on board and let us help you become debt free once and for all!


What if my partner manages the finances?

First of all, if you don’t understand finance, you can’t know whether or not your partner is managing it well. They may not be investing well for retirement. They may be driving your family into debt. You don’t know. But even if your partner is a fantastic money manager, you should understand how your money is being used. You don’t need to be involved in every financial decision if that’s not what works for you and your partner, but it’s healthy to be able to intelligently discuss money together. We ALSO have a bonus video in our training vault about how to manage your finances as a couple. In it, Laurie-Anne explains the money principles she and her husband used to stop fighting about money and start managing finances as a team…and soooo many women+ have messaged us to tell us about how this has drastically improved their relationship with their partners.


How fast can I expect to see results?

Truthfully, it really depends on your situation and how quickly you move through the program.

While we offer you one year of support, it does NOT take a year to get results. We often see members achieve huge financial milestones in under 3 months. Like one of our members, Deana, who paid off $8,000 of credit card debt in a few months DURING a pandemic WITHOUT increasing her income!


How much time do you recommend I spend on this each week?

The program is self paced, but we recommend you spend at least 1 hour per week on it. If you want to see immediate results, then we recommend 2-3 hours per week on the following:

  • One hour to make your way through the course curriculum
  • One hour focused on your finances every week - don’t worry, we tell you exactly how to spend this hour! (see below)
  • One hour to join a Weekly Office Hours call, or listen to the recording!


I’m close to retirement…is it too late for me?

The short answer: no. The long answer: the less time you have left, the faster you need to act. We have many members in their 50s and 60s, even some in their 70s, who are now taking control of their finances and making a workable retirement plan. If you’re closer to retirement age, then you’ve wasted enough of your life worrying about finances. Make a decision today to do something so you can enjoy financial peace for the rest of your life – and get yourself out of the grind!!


What if it doesn’t work?

If for some reason, you do this program and it doesn’t work for you, you are protected by our Double Your Money Back guarantee. We will not only give you your money back, we will pay you back double your investment in this program. Here is what I know for sure: if you leave here today without taking any new action, nothing will change for you. No one is going to do this for you. No one is going to rescue you. Your finances are YOUR responsibility. The good news is that there is a simple way to get money working for you – and we have distilled it into a step-by-step process that has worked for thousands of people.


What If I don’t have a consistent income?

About 40% of the people in our program don’t have consistent income, often because they’re self-employed. Which is why we teach you how to create consistent income for yourself. We also show you how to charge what you’re worth, save for retirement, master your business finances, and more.


What if I’m going through a divorce right now?

Divorce is difficult on almost every level – it’s often emotionally overwhelming and financially devastating – especially for women+. In fact, almost 30% of women+ end up in poverty after divorce 💔 So, if you don’t ~feel~ like you can handle this right now, I understand. But there are crucial things to know that can help you financially protect yourself and your assets before, during, and after a divorce. And we have resources to help you. Plus, a lot of the women+ in our community have been through a financially difficult divorce, and they have hard-won advice for how you can end up in a better place than they did.


What if I still have questions?

No problem, we’re here to help! Just send us an email at hello@dowjanes.com.

Still on the fence? Here are some frequently asked questions…

Million Dollar Year

Join our Case Study program — enroll in Million Dollar Year and save 50% for a limited time!

Live Workshop Replay

Enroll Now!
Dow Janes Logo - good things happen when women have money

Most Accessible

Million Dollar Year

$398/month $199/month

Case Study Pricing

Payment Plan
  • The complete 12-step Million Dollar Year video curriculum to transform your finances, including the Weekly Money Ritual, Aligned Money Method, and Wealth Building Roadmap
  • Detailed Workbooks and Checklists to follow along as you go through the curriculum with clear action steps laid out for you
  • Tools, Calculators, & Spreadsheets to easily calculate auto-savings, create your budget, plan for retirement, or calculate your net wealth
  • Proprietary Dow Janes Dashboard to help you go from financial chaos to clarity and get in control of your money, while helping you maximize your savings to achieve your financial goals faster.
  • Weekly Drop-In Office Hours with expert financial coaches to get your questions answered
  • Private Online Community - a place to find support, cheerleading, accountability, and advice.
  • Bonus #1: Money Finder Series - includes Sell Your Stuff For Cash, The $1,000 Month, and a Detailed Expense Audit.
  • Bonus #2: The Dow Janes Training Vault with 50+ workshops, including: Manage Your Business Finances, Finance in Partnership, and Clear Your Credit Card Debt
  • Pay in Full Bonus: Get access to Heal Your Money Blocks, our 12-Part Money Healing + Meditation Series, save almost $400, and honor your commitment to this year.
Enroll Now!

Case Study Pricing

$3998 $1999

Million Dollar Year

Best Value

  • The complete 12-step Million Dollar Year video curriculum to transform your finances, including the Weekly Money Ritual, Aligned Money Method, and Wealth Building Roadmap
  • Detailed Workbooks and Checklists to follow along as you go through the curriculum with clear action steps laid out for you
  • Tools, Calculators, & Spreadsheets to easily calculate auto-savings, create your budget, plan for retirement, or calculate your net wealth
  • Proprietary Dow Janes Dashboard to help you go from financial chaos to clarity and get in control of your money, while helping you maximize your savings to achieve your financial goals faster.
  • Weekly Drop-In Office Hours with expert financial coaches to get your questions answered
  • Private Online Community - a place to find support, cheerleading, accountability, and advice.
  • Bonus #1: Money Finder Series - includes Sell Your Stuff For Cash, The $1,000 Month, and a Detailed Expense Audit.
  • Bonus #2: The Dow Janes Training Vault with 50+ workshops, including: Manage Your Business Finances, Finance in Partnership, and Clear Your Credit Card Debt
  • Pay in Full Bonus: Get access to Heal Your Money Blocks, our 12-Part Money Healing + Meditation Series, save almost $400, and honor your commitment to this year.

Join Million Dollar Year today and save 50%

Most Accessible

Payment Plan

Million Dollar Year

$398/month $199/month

Case Study Pricing

  • The complete 12-step Million Dollar Year video curriculum to transform your finances, including the Weekly Money Ritual, Aligned Money Method, and Wealth Building Roadmap
  • Detailed Workbooks and Checklists to follow along as you go through the curriculum with clear action steps laid out for you
  • Tools, Calculators, & Spreadsheets to easily calculate auto-savings, create your budget, plan for retirement, or calculate your net wealth
  • Proprietary Dow Janes Dashboard to help you go from financial chaos to clarity and get in control of your money, while helping you maximize your savings to achieve your financial goals faster.
  • Weekly Drop-In Office Hours with expert financial coaches to get your questions answered
  • Private Online Community - a place to find support, cheerleading, accountability, and advice.
  • Bonus #1: Money Finder Series - includes Sell Your Stuff For Cash, The $1,000 Month, and a Detailed Expense Audit.
  • Bonus #2: The Dow Janes Training Vault with 50+ workshops, including: Manage Your Business Finances, Finance in Partnership, and Clear Your Credit Card Debt
  • Pay in Full Bonus: Get access to Heal Your Money Blocks, our 12-Part Money Healing + Meditation Series, save almost $400, and honor your commitment to this year.
Enroll Now!

Case Study Pricing

$3998 $1999

Million Dollar Year

Best Value

  • The complete 12-step Million Dollar Year video curriculum to transform your finances, including the Weekly Money Ritual, Aligned Money Method, and Wealth Building Roadmap
  • Detailed Workbooks and Checklists to follow along as you go through the curriculum with clear action steps laid out for you
  • Tools, Calculators, & Spreadsheets to easily calculate auto-savings, create your budget, plan for retirement, or calculate your net wealth
  • Proprietary Dow Janes Dashboard to help you go from financial chaos to clarity and get in control of your money, while helping you maximize your savings to achieve your financial goals faster.
  • Weekly Drop-In Office Hours with expert financial coaches to get your questions answered
  • Private Online Community - a place to find support, cheerleading, accountability, and advice.
  • Bonus #1: Money Finder Series - includes Sell Your Stuff For Cash, The $1,000 Month, and a Detailed Expense Audit.
  • Bonus #2: The Dow Janes Training Vault with 50+ workshops, including: Manage Your Business Finances, Finance in Partnership, and Clear Your Credit Card Debt
  • Pay in Full Bonus: Get access to Heal Your Money Blocks, our 12-Part Money Healing + Meditation Series, save almost $400, and honor your commitment to this year.

Join Million Dollar Year today and save 50%

Dow Janes LLC does not promise or guarantee your financial success, nor warrant any earning claims made for their products. Your results will vary and depend on many factors that are unique to you including your dedication, coach-ability, work ethic, and more. All investments entail risk as well as consistent effort and action.

Testimonial results of increased savings, amount of debt paid off, increased income or investment returns stated or implied are either our personal results or self reported results of our students. Please understand these results are not typical they are meant to demonstrate what the most dedicated students have done and should not be considered average. We are using these as examples of what is possible when you commit and take consistent action. In some cases names or photos of students have been disguised at the students request. We do not guarantee any earnings because your results will vary and depend on many factors, including but not limited to your background, experience, and work ethic. All investing entails financial risk.

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